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About VALife

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VALife provides guaranteed acceptance whole life coverage of up to $40,000 to Veterans with service-connected disabilities.  Lesser amounts are available in increments of $10,000. Under this plan, the elected coverage takes effect two years after enrollment as long as premiums are paid during the two-year period.

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Eligibility

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All Veterans ages 80 and under, who have a VA disability rating of 0 to 100 percent are eligible for the VALife program and have no time limit to apply. Veterans who are age 81 or older and have applied for VA Disability Compensation before age 81 but did not receive the rating for a new service-connected condition until after turning 81 are also eligible if they apply within two years of their rating.

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Cost

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The premium rate (the amount you will pay each month or annually for your coverage) depends on your age and the amount of coverage you elect. The premiums for VALife are fixed and based on your age when you enroll. Monthly rates shown on by clicking on the link below are proposed rates based on current estimates and many may change prior to the implementation of VALife program commensurate on January 1, 2023.

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How To Apply?

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The application for VALife will become available on our website  on January 1, 2023 . In the meantime, you can sign up for future email updates about VALife to stay informed. For more information about VALife, click on the link below:

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